If you have funds in an IRA or employer-sponsored retirement plan, you can name AARF PA as a beneficiary.  Naming AARF PA as a beneficiary can provide double tax savings.  First, the charitable gift will be deductible for estate tax purposes.  Second, AARF PA will not have to pay any income tax on the funds it receives.  This double benefit can save combined taxes that otherwise could eat up a substantial portion of your retirement account.

Make AARF PA the Beneficiary of an IRA or Retirement Plan